Updated Jan 25, 2026

50 B2B Reliance on Legacy Coding Languages Stats – Critical Statistics Every Enterprise Leader Should Know in 2026

Key Takeaways

Legacy code creates an unsustainable crisis - With 200-300 billion lines of COBOL still running and significant portions of IT budgets consumed by maintenance, enterprises face existential threats from technical debt

Developer shortage accelerates exponentially - COBOL programmers average 45-55 years old with growing retirement rates, creating critical skills gaps that threaten system stability

Migration challenges plague traditional approaches - Various types of legacy migration projects face different failure rates, with costs varying significantly by scope and complexity

No-code platforms deliver strong ROI potential - Returns vary by implementation but can reach hundreds of percent, with 50-90% faster development and significant cost reductions for appropriate use cases

No-code platforms emerge as viable alternatives - Processing millions of requests daily with proven performance improvements and extensive integrations positions modern no-code solutions as potential legacy alternatives

Time-sensitive action required - With aging workforces approaching retirement and competitors adopting no-code at scale, delayed modernization equals competitive disadvantage

Incremental transformation succeeds - Phased no-code adoption shows higher success rates than big-bang migrations, making platforms suitable for risk-managed modernization

Global Legacy System Dependencies

70-80% of global business transactions still process through COBOL systems. According to Integrative Systems, this staggering dependency on 60-year-old technology underpins the entire global economy, from banking to insurance to government services. The concentration of risk in these aging systems creates systemic vulnerabilities that could trigger cascading failures across industries. Organizations continuing to rely on COBOL face mounting operational risks as these systems become increasingly difficult to maintain and impossible to integrate with modern technologies.

200-300 billion lines of COBOL code actively run in production systems globally. Industry estimates from The Stack suggest this massive codebase processes critical business operations daily and encompasses more code than many modern programming languages combined. The sheer volume makes comprehensive modernization challenging through traditional means, potentially requiring decades and significant investment. This reality makes no-code platforms increasingly attractive for creating modern interfaces and functionality without touching legacy cores.

43% of banking systems worldwide utilize COBOL for core operations. Major financial institutions process trillions in daily transactions through these legacy systems, creating massive operational risk. Reuters research via BMC Software shows the inability to quickly modify or enhance these systems prevents banks from competing with fintech disruptors using modern technology stacks. Modern no-code platforms offer a path to modernization without risking core system stability.

95% of ATM transactions globally pass through COBOL systems. Every cash withdrawal, balance inquiry, and fund transfer relies on technology created before the internet existed. Industry reports from The New Stack confirm this dependency creates significant security vulnerabilities as legacy systems cannot implement modern encryption and authentication methods effectively. No-code platforms enable banks to build secure modern interfaces while gradually replacing backend functionality.

92 of the top 100 banks worldwide depend on IBM mainframes. As of 2020 data from Precisely, this concentration of technology dependency creates systemic risk for the global financial system. Banks spend billions annually maintaining these systems while struggling to implement digital transformation initiatives their customers demand. The contrast with modern no-code platforms' ability to deploy banking applications rapidly highlights the transformation potential.

US federal government spends 78-80% of its IT budget on legacy maintenance. GAO reports show that in FY2024, $74 billion of the $95 billion federal IT budget went to operations and maintenance rather than innovation or improvement. Government agencies struggle to hire contractors willing to work on 50-year-old technology, leading to critical system failures during peak demand periods. No-code citizen developer approaches could enable government workers to build modern applications without waiting years for IT department resources.

74% of insurance companies rely on legacy systems for core functions. Pricing, rating, underwriting, and claims processing all depend on technology that predates modern risk modeling and customer expectations. Earnix's 2026 Industry Trends Report reveals these limitations prevent insurers from offering personalized products or responding quickly to market changes. No-code platforms enable insurers to build customer-facing applications that integrate with legacy systems while providing modern experiences.

Over 60% of hospitals operate critical applications on legacy software. Patient records, billing systems, and clinical applications run on outdated technology that cannot support modern healthcare delivery models. Healthcare IT studies from Aalpha show this technological debt prevents implementation of AI diagnostics, telemedicine platforms, and integrated care coordination systems. HIPAA-compliant no-code platforms enable healthcare organizations to build modern patient engagement tools without replacing core systems.

IRS processes taxes through systems built in the late 1960s. GAO confirms the Individual Master File, built using COBOL and Assembly Language, represents the oldest continuously operating software in government at over 55 years old. System limitations prevent implementation of real-time tax processing, automated fraud detection, and modern taxpayer services. The success of no-code platforms in government demonstrates how agencies could modernize citizen services without congressional funding for complete system replacement.

Billions of lines of COBOL process $3 trillion in commerce daily. According to Planet Mainframe, this represents the backbone of global financial infrastructure. The business logic embedded in this code represents decades of regulatory compliance, business rules, and operational knowledge that cannot be easily replicated. Modern no-code platforms' ability to wrap legacy functionality in modern interfaces offers these enterprises a practical modernization path.

Maintenance Costs and Technical Debt

Significant portions of enterprise IT budgets consumed by legacy system maintenance. Deloitte's 2026 research shows companies spend 55% on maintenance with another 19% on mandatory upgrades, though percentages vary significantly by industry and company maturity. Companies spending millions monthly on mainframe licensing and maintenance cannot fund modern initiatives their competitors pursue. The contrast with modern no-code platform pricing demonstrates potential economic advantages.

Technical debt consumes varying percentages of technology estate value. McKinsey research reveals technical debt can represent 20-40% of estate value in some organizations, though this varies widely by industry and modernization efforts. The debt grows daily as systems age and become harder to maintain, creating a compounding crisis. No-code platforms offer economically viable solutions to address technical debt at scale.

40% of IT budgets projected to be consumed by technical debt by 2026. Multiple sources confirm this Gartner projection, with SIG research showing technical debt growing faster than IT budgets in certain sectors. Organizations reaching this threshold cannot fund new initiatives, entering a maintenance-focused cycle. Modern development approaches can help reduce technical debt accumulation.

Critical federal legacy systems average $33.7 million annually in operational costs. GAO analysis of 10 critical systems reveals enormous maintenance burdens for mission-critical applications. Large enterprises typically maintain dozens or hundreds of such systems, creating billion-dollar maintenance burdens. Replacing systems with modern alternatives could save organizations millions annually.

COBOL programmers earn varying salaries based on location and contract type. Salary.com reports median salaries around $85,936 while ZipRecruiter shows ranges from $60,000 to $121,161, with contractors often earning significantly higher rates. The scarcity of COBOL skills creates hiring challenges and retention costs, particularly in major metropolitan areas. Modern platforms that eliminate specialized programming knowledge requirements help address this challenge.

Legacy systems often require more effort to maintain than modern systems. Research from vFunction shows maintenance complexity can increase 2-3x as systems age, though exact multipliers vary by system architecture and documentation quality. Each year of delay adds incrementally to eventual modernization costs while increasing failure risks. No-code platforms avoid technical debt entirely through visual development and automated maintenance.

Legacy system integration typically costs more than modern system integration. Connecting legacy systems to modern applications requires expensive middleware, custom adapters, and extensive testing to ensure compatibility. Industry studies from RecordPoint show costs can be 2-5x higher depending on system complexity and integration requirements. Modern platforms with pre-built integrations can significantly reduce these costs.

Enterprise COBOL training programs cost $5,000-$15,000 per employee. Organizations must invest heavily in training new developers on 60-year-old technology that has limited relevance outside legacy maintenance. Training industry data from CBT Nuggets shows this training takes 6-12 months before developers become productive, creating massive opportunity costs. Modern no-code platforms typically require just days or weeks of training for business users to become productive.

Companies with high technical debt may spend more on IT per employee. McKinsey analysis reveals organizations burdened by legacy systems can have IT costs 20-40% above industry averages, depending on sector and modernization maturity. This spending disadvantage compounds annually, making it difficult to compete with modern competitors. No-code platforms can help reverse this trend.

72% of IT budget goes to "keeping the lights on" activities. Forrester research shows the majority of technology spending maintains existing systems rather than driving innovation. This maintenance burden prevents organizations from investing in digital transformation initiatives. Modern development approaches enable innovation while potentially reducing maintenance costs.

Developer Shortage Crisis

Average COBOL programmer age ranges from 45-55 years old. Industry surveys from CBT Nuggets indicate the majority of COBOL developers are in their late career stages, with Zippia data showing 72% are over 40. Universities haven't taught COBOL widely since the 1980s, creating limited pipeline for replacement talent. Modern visual development environments enable any employee to build applications, reducing dependence on scarce programming talent.

COBOL workforce declining through retirements. While specific retirement rates vary, industry reports from The New Stack consistently show workforce reductions with limited new developers entering the field. Organizations lose decades of accumulated system knowledge with each retirement, making systems increasingly difficult to maintain. No-code platforms help address this crisis by removing the need for specialized programmers.

State and local governments face significant IT workforce retirement waves. NASCIO reports document growing concerns about succession planning as experienced workers retire. States cannot compete with private sector salaries to attract replacement talent, creating staffing challenges for government IT. Citizen development approaches enable government employees to build and maintain their own applications.

6 million worker deficit projected by 2032 across all industries. Lightcast's "Rising Storm" report via The HR Digest and Korn Ferry studies project this shortage will affect all sectors, with technical roles particularly impacted. Organizations face the prospect of critical systems without adequate support staff. The urgency of adopting alternative development approaches increases as this deadline approaches.

Only 27% of universities offer any mainframe or COBOL courses. IBM Academic Initiative data from TechChannel shows minimal academic programs teaching legacy technologies. The educational gap ensures limited new developers will enter the field at scale. This makes alternative development approaches increasingly important for application development.

46% of IT professionals report difficulty finding COBOL programmers. Survey data from DXC Luxoft reveals these shortages manifest as delayed projects, deferred maintenance, and increased system failure risks. Organizations cannot maintain current service levels, much less implement improvements or new features. No-code platforms provide potential relief by enabling rapid application development without specialized skills.

Mainframe skills gap creates significant costs for enterprises. Industry estimates from Precisely show the combination of higher salaries, contractor premiums, and project delays creates substantial hidden costs. Critical systems operate without adequate support, increasing failure risks. Modern platforms offer migration paths that can reduce mainframe dependence.

Contractor premiums vary widely for legacy system maintenance. Organizations increasingly rely on expensive contractors and consulting firms for legacy maintenance, often paying 50-100% premiums above standard rates. Industry reports from Mendix confirm these contractors often lack deep system knowledge, providing basic maintenance rather than improvements. Modern development approaches can reduce reliance on expensive contractors.

Average tenure for COBOL programmers exceeds 20 years at same company. LinkedIn workforce data via Zippia shows COBOL developers stay in positions far longer than other IT professionals. This creates knowledge concentration risk as entire system expertise resides with individuals approaching retirement. The window for adopting alternative approaches narrows as these experts retire.

COBOL ranked among least popular languages with minimal developer interest. Stack Overflow's 2026 Developer Survey shows very limited developer interest in learning COBOL. The absence of new talent pipeline ensures the skills crisis will continue to worsen. This educational gap makes alternative development approaches increasingly necessary.

Migration Failures and Modernization Challenges

Legacy migration project failure rates vary significantly by type. Gartner research shows data migration projects can have failure rates of 80% or higher, while application modernizations may succeed more often. Organizations waste billions on failed migrations that leave them worse off than before. Incremental approaches can enable more successful modernization.

Only 30% of digital transformations achieve expected outcomes. BCG research reveals that despite massive investments, 70% of organizations fail to achieve sustainable improvements from transformation efforts. Legacy system dependencies sabotage transformation initiatives by preventing true modernization. Modern platforms can enable genuine transformation by addressing legacy constraints.

Large enterprise migration costs vary widely by scope and complexity. IDC research via Net Solutions shows enterprise-scale digital transformations can range from millions to tens of millions, with some exceeding $50 million for comprehensive initiatives. The time required means business requirements change before projects finish, resulting in obsolete solutions. Modern development approaches can enable faster deployment at lower costs.

Government legacy modernizations take 3-5 years on average. GAO reports document how public sector projects face additional complexity from procurement requirements, political changes, and budget constraints. These multi-year projects often span multiple administrations, losing support and funding midstream. Alternative approaches can enable government agencies to modernize within single budget cycles.

Only 42% of insurance modernization projects stay within budget. Industry studies from Insurance Business America reveal the majority of projects exceed budgets by 50% or more, with some doubling or tripling original estimates. Cost overruns force organizations to reduce scope, accept inferior solutions, or abandon projects entirely. Fixed-price modern solutions can eliminate budget uncertainty.

82% of modernization projects take longer than initially planned. Research from McKinsey shows timeline extensions cascade through organizations, delaying dependent projects and preventing realization of business benefits. Extended projects accumulate technical debt as requirements change during development. Rapid visual development can reduce timeline uncertainty.

Companies achieve only 31% of expected revenue from transformations. McKinsey's analysis reveals legacy system complexity prevents organizations from achieving projected efficiency gains and cost reductions. Hidden dependencies and integration requirements eliminate most anticipated benefits. Modern platforms can deliver more predictable cost savings.

Incremental migrations show 65% higher success rates than big-bang approaches. Studies from BCG demonstrate phased approaches that gradually replace functionality dramatically outperform complete system replacements. Organizations can validate each phase before proceeding, reducing risk and ensuring value delivery. Application-by-application replacement strategies align with proven incremental methodologies.

Legacy system failures cost Fortune 1000 companies $1.25-$2.5 billion annually. ITIC research shows that 98% of organizations say a single hour of downtime costs over $100,000, with 81% indicating it exceeds $300,000. The inability to quickly recover outdated systems multiplies these losses. Modern cloud-native applications can help prevent such catastrophic failures.

Organizations take 277 days average to identify and contain breaches. IBM's Cost of Data Breach Report 2026 reveals extended detection times in complex legacy environments. Legacy systems lack modern monitoring and detection capabilities that could identify threats immediately. Cloud-native architectures typically include built-in security monitoring and automatic threat detection.

No-Code Platform Revolution

No-code market projected to grow significantly through 2032. Fortune Business Insights estimates the market could grow from $28.75 billion to potentially over $200 billion by 2032, representing 25-35% CAGR depending on adoption rates. The growth reflects widespread recognition that traditional development cannot meet modern business demands. Leading no-code platforms are positioned to benefit from this market expansion.

70% of new applications will use no-code/low-code by 2026. Gartner's projection via Alpha Software shows no-code becoming increasingly common rather than exceptional. Organizations not adopting no-code platforms may fall behind competitors building applications faster. Enterprise-ready no-code features position certain platforms well for this transformation.

75% of large enterprises will use at least four low-code tools by 2026. Gartner's research via Kissflow indicates multi-platform adoption demonstrates enterprises' commitment to no-code transformation across business functions. Organizations recognize that no-code platforms are becoming essential for competitive positioning. This widespread adoption validates the strategic importance of no-code investment.

84% of enterprises have adopted low-code to reduce strain on IT. Research from AIMultiple shows professional developers embrace no-code tools to accelerate delivery and focus on high-value activities rather than repetitive coding. This adoption by technical professionals validates no-code platforms' capability to handle enterprise requirements. Advanced features can satisfy both citizen and professional developers.

50-90% reduction in development time with no-code platforms. Multiple studies via Tadabase confirm applications that traditionally required months or years can be built in days or weeks using visual development tools. This acceleration enables organizations to respond to market changes immediately rather than planning years ahead. Intuitive interfaces and pre-built components maximize development speed.

ROI from no-code platforms varies widely but can exceed 500%. Forrester's Total Economic Impact studies via OutSystems show returns ranging from 200% to over 500% depending on use case, scale, and implementation quality. Organizations typically recover investments within months while generating value over years. Returns depend heavily on proper platform selection and implementation strategy.

10x faster application development compared to traditional coding. Industry benchmarks from Kissflow show this order-of-magnitude improvement for certain types of applications and use cases. Projects previously deemed impossible due to time constraints become achievable. Visual development environments and extensive component libraries enable this acceleration.

Cost reductions of 50-70% possible versus traditional development. Forrester Research via Tadabase confirms no-code platforms can eliminate expenses for specialized developers, lengthy development cycles, and ongoing maintenance. Organizations redirect saved resources toward innovation and growth initiatives. Actual savings depend on application complexity and platform selection.

Citizen developers save 10+ hours weekly using no-code platforms. Studies from AIMultiple show business users building their own applications eliminate wait times for IT requests and iterations. This time savings compounds across organizations with hundreds of citizen developers. Ease of use maximizes these productivity gains.

86% of developers believe low-code is the future of development. Developer surveys via Appstylo reveal overwhelming consensus that visual development and no-code platforms represent the evolution of software creation. This fundamental shift reduces communication gaps and delays inherent in traditional development. Intuitive platforms enable any business user to become a productive developer.

FAQ

Question	Answer
Can I easily build a modern app to replace legacy systems without coding?	Yes, with Adalo's No Code App Builder, you can easily build modern applications to replace or interface with legacy systems without writing any code. Adalo's visual development environment lets you create database-driven apps in days or weeks rather than the months or years traditional development requires, helping you address technical debt and modernize your operations faster.
Why choose Adalo over other App Builder solutions?	Adalo is a no-code app builder for database-driven web apps and native iOS and Android apps—one version across all three platforms, published to the Apple App Store and Google Play. This cross-platform capability is crucial because publishing to app stores is key to marketing and distribution, which is often the hardest part of launching a new app or business. Unlike other solutions that require separate development for each platform, Adalo lets you build once and deploy everywhere, dramatically reducing your time-to-market.
What's the fastest way to build and publish a legacy system replacement app to the Apple App Store and Google Play Store?	Adalo is the fastest way to build and publish a legacy system replacement app to the Apple App Store and Google Play. With No Code App Builder's drag-and-drop interface and AI-assisted building, you can go from idea to published app in days rather than months. Adalo handles the complex App Store submission process, so you can focus on your app's features and user experience instead of wrestling with certificates, provisioning profiles, and store guidelines.
How can no-code platforms help address the COBOL programmer shortage?	No-code platforms like Adalo enable business users and citizen developers to build applications without specialized programming knowledge, reducing dependence on scarce COBOL talent. With the average COBOL programmer aged 45-55 and minimal new developers entering the field, organizations can use visual development tools to create modern interfaces that work alongside or gradually replace legacy functionality.
What ROI can enterprises expect from adopting no-code development?	Studies show no-code platforms can deliver ROI ranging from 200% to over 500% depending on the use case and implementation. Organizations typically see 50-90% reduction in development time and 50-70% cost savings compared to traditional development, with investments often recovered within months while generating value over years.
Is incremental modernization more successful than complete system replacement?	Yes, research shows incremental migrations have 65% higher success rates than big-bang replacement approaches. Adalo supports this phased strategy by enabling you to build modern applications one at a time, validating each before proceeding, which reduces risk and ensures value delivery throughout your modernization journey.
Can citizen developers without technical backgrounds use Adalo effectively?	Absolutely. Adalo's intuitive drag-and-drop interface is designed for business users without coding experience. Studies show citizen developers save 10+ hours weekly using no-code platforms, and with Adalo's visual development approach, training takes days or weeks rather than the 6-12 months required to become productive with legacy programming languages.

Question

Answer

Can I easily build a modern app to replace legacy systems without coding?

Yes, with Adalo's No Code App Builder, you can easily build modern applications to replace or interface with legacy systems without writing any code. Adalo's visual development environment lets you create database-driven apps in days or weeks rather than the months or years traditional development requires, helping you address technical debt and modernize your operations faster.

Why choose Adalo over other App Builder solutions?

Adalo is a no-code app builder for database-driven web apps and native iOS and Android apps—one version across all three platforms, published to the Apple App Store and Google Play. This cross-platform capability is crucial because publishing to app stores is key to marketing and distribution, which is often the hardest part of launching a new app or business. Unlike other solutions that require separate development for each platform, Adalo lets you build once and deploy everywhere, dramatically reducing your time-to-market.

What's the fastest way to build and publish a legacy system replacement app to the Apple App Store and Google Play Store?

Adalo is the fastest way to build and publish a legacy system replacement app to the Apple App Store and Google Play. With No Code App Builder's drag-and-drop interface and AI-assisted building, you can go from idea to published app in days rather than months. Adalo handles the complex App Store submission process, so you can focus on your app's features and user experience instead of wrestling with certificates, provisioning profiles, and store guidelines.

How can no-code platforms help address the COBOL programmer shortage?

No-code platforms like Adalo enable business users and citizen developers to build applications without specialized programming knowledge, reducing dependence on scarce COBOL talent. With the average COBOL programmer aged 45-55 and minimal new developers entering the field, organizations can use visual development tools to create modern interfaces that work alongside or gradually replace legacy functionality.

What ROI can enterprises expect from adopting no-code development?

Studies show no-code platforms can deliver ROI ranging from 200% to over 500% depending on the use case and implementation. Organizations typically see 50-90% reduction in development time and 50-70% cost savings compared to traditional development, with investments often recovered within months while generating value over years.

Is incremental modernization more successful than complete system replacement?

Yes, research shows incremental migrations have 65% higher success rates than big-bang replacement approaches. Adalo supports this phased strategy by enabling you to build modern applications one at a time, validating each before proceeding, which reduces risk and ensures value delivery throughout your modernization journey.

Can citizen developers without technical backgrounds use Adalo effectively?

Absolutely. Adalo's intuitive drag-and-drop interface is designed for business users without coding experience. Studies show citizen developers save 10+ hours weekly using no-code platforms, and with Adalo's visual development approach, training takes days or weeks rather than the 6-12 months required to become productive with legacy programming languages.